Have you opted out yet? As the year ends I wanted to share a helpful tip so you can get started "right" in 2008. Unless you have gone to the official website and opted out, your credit information is "previewed and sold" continually. That process is exacerbated when you apply for credit. The "credit pull" is sold as a trigger lead and you have no control over to whom it is sold or what they will do with it. If you get endless solicitations from charge card companies, mortgage companies and others this is a major reason. Mortgage Authority never sells anyone's information and we do our very best to protect it. Therefore, we highly suggest you go to www.optoutprescreen.com and opt out. Be careful, they're tricky . . . the site default to "opt in". Please let us know your thoughts and comments. And, get ready for a great new year!
Charles Pope, Mortgage Authority
To our Loyal Clients, Investors and Friends. We wanted to take a moment to wish you and yours a Happy Holiday. We will be closed December 25th but we will be ready for your commercial loans early December 26th. THANK YOU one and all for making 2007 another "Banner Year"!
Warm Wishes from Mortgage Authority!
Welcome to Mortgage Authority's Blog. Please utilize our web site for many insightful items about commercial & residential lending. In today's economic environment a borrower needs every advantage. That's where we come in. With our many years of lending experience you can count on straight answers! Please visit us frequently for up to date comments. And, of course, feel free to leave us a comment.
Safety Tip: Beware of the post office box. Before you trust your loan needs to a lender it's wise to make sure that they have an actual office. Moreover, check their local affiliations such as The Better Business Bureau, National Association of Mortgage Brokers, Etc. This is fast & easy - do it!
Economic Tip: Although the news media would have you believing that things have never been worse (bad news sells) with the housing inventory at an unusual high, one must also track population growth. As a veteran of the recession of the 1970s (I'm showing my age) I can tell you that the regions that are experiencing positive population growth will continue to recover as the excess inventory will be absorbed at the same rate as the increasing rate of positive growth.
Thanks for visiting,
Charles Pope
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